How to Put Money on a Cash App Card: The Complete 2025 Guide

Your Quick Funding Guide

So, you have a Cash App Card and need to add funds to it. You’re in the right place. The key thing to understand is that your Cash App Card connects directly to your Cash App balance. When you add money to your Cash App account, it’s instantly available to spend with your card. You don’t load the physical card itself; you fund the account it draws from. This guide will walk you through every possible way to do this.

There are two main ways to put money on your Cash App Card: digitally from a linked account or physically with cash at a store. Each method serves a different need, and we’ll cover them all in detail.

Here’s a quick roadmap of what we will cover:

• Digital Transfer: The instant and free method of adding money from a linked bank account or debit card directly in the app.
• Paper Money Deposit: The process of taking physical cash to a participating retail store to load your account.

We will break down each step, explore where you can make these deposits, and troubleshoot common issues.

Method 1: Adding Money Digitally

The most common, quickest, and most cost-effective way to fund your Cash App account is through a digital transfer. This method involves moving money directly from a bank account or debit card that you’ve linked to your Cash App profile.

The major advantages of this method are speed and cost. The transfer is typically instant, meaning the funds appear in your Cash App balance within seconds of you confirming the transaction. More importantly, Cash App does not charge any fees for this standard type of deposit. This is the go-to method for most day-to-day funding needs. If you have money in a traditional bank account and want it on your Cash App Card, this is your best option.

Steps for Digital Deposits

Here is the exact process for how to add money to Cash App with a debit card or bank account. We’ll walk you through it as if you’re looking at your phone screen right now.

1. Open Cash App and Tap the Money Tab
   First, launch the Cash App on your smartphone. On the main home screen, you will see a row of icons at the bottom. You need to tap the icon in the far-left corner. It looks like a small bank building or your current Cash App balance. This is the Money tab, your central hub for managing funds.

2. Tap “Add Cash”
   Once you are on the Money tab, you will see your current balance displayed prominently. Below your balance, there are two main buttons: “Add Cash” and “Cash Out.” Since you want to put money on your card, you will tap the “Add Cash” button.

3. Enter the Amount
   A new screen will appear with a number pad. Here, you will enter the exact dollar amount you wish to add to your account. You can choose one of the preset amounts like $25, $50, or $100, or you can type in a custom amount.

4. Tap “Add”
   After you have entered the desired amount, a large green button at the bottom of the screen will display “Add $” followed by the amount you entered. Tap this button to confirm that you want to proceed with the transaction.

5. Confirm with Your PIN or Biometrics
   For your security, Cash App will require you to authorize the transfer. You will be prompted to enter your Cash App PIN. If you have biometrics enabled on your phone, you might be asked to use your fingerprint or Face ID instead. Once you’ve authenticated, the transaction is complete.

6. Linking a Payment Source (First-Time Users)
   If this is your first time adding cash and you haven’t linked a payment source yet, Cash App will prompt you to do so at this stage. It will ask you to add a debit card or link a bank account. Simply follow the on-screen instructions to enter your card details or log in to your bank through a secure portal. Once linked, this payment source will be saved for all future deposits.

The funds should appear in your Cash App balance immediately. You can now use your Cash App Card to spend that money anywhere Visa is accepted.

Method 2: Paper Money Deposits

What if you have physical cash—paper money—that you want to put on your Cash App Card? This is where the in-store deposit method comes in. This process is the answer for anyone who gets paid in cash, receives cash as a gift, or simply has money on hand that they want to digitize.

This method involves generating a special barcode within your Cash App and taking it to a participating retail store. The cashier will scan your barcode, take your cash, and the money will be loaded into your Cash App balance. It’s a straightforward process, but it’s important to know the steps and to be aware that this service usually comes with a small fee, which is charged by the retail partner, not Cash App.

Let’s break down the process into two simple parts: getting your barcode in the app and completing the transaction at the store.

Find Your Deposit Barcode

The barcode is the key to this entire transaction. It’s a unique, one-time-use code that tells the retailer’s system exactly where to send the money. Finding where to get your Cash App barcode to load money can be confusing at first, but it’s simple once you know where to look.

1. Navigate to the Money Tab
   Just like with a digital deposit, start by opening Cash App and tapping the Money Tab (the bank icon or your balance) in the bottom-left corner of the screen.

2. Tap on “Deposit Paper Money”
   On the Money tab, scroll down below the “Add Cash” and “Cash Out” buttons. You should see an option labeled “Paper Money.” Tap on this. If you don’t see this option, you may need to update your app or verify your account.

3. Find a Location
   The app will then display a map showing your current location and all the nearby participating stores where you can make a deposit. This feature directly answers the question of where to load or add money to your Cash App card. You can tap on any location pin to see the store’s name and address. This is incredibly useful for finding the most convenient spot.

4. Tap “Show Barcode”
   Once you’ve chosen a location (or if you’re already at the store), tap the “Show Barcode” button at the bottom of the map screen. This will generate your unique, scannable barcode. This is the screen you will show to the cashier.

We recommend generating the barcode only when you are at the store and ready to pay. The barcode is time-sensitive and can expire for security reasons. If it expires before the cashier can scan it, don’t worry. You can simply go back and tap the button to generate a new one.

At the Store

Once you have your barcode ready on your phone, the rest of the process is a simple real-world transaction. Knowing what to say and do can make the experience smooth and quick.

1. Approach the Cashier
   Go to the checkout counter and tell the cashier, “I’d like to add money to my Cash App.” Most cashiers at participating stores are familiar with this request. If they seem confused, you can also say, “I need to do a prepaid card reload,” as the underlying system is often the same.

2. Present Your Barcode
   Hold your phone up so the cashier can scan the barcode you generated in the app. Make sure your screen is bright enough and free of smudges for an easy scan.

3. Hand Over the Cash
   Tell the cashier how much cash you want to deposit. Hand them the money. They will count it and enter the amount into their system. You will also hand them the money for the deposit fee at this time.

4. Always Get a Receipt
   This is a crucial step. Always ask for and keep your receipt. The receipt is your proof of the transaction. If there are any issues, such as the money not appearing in your account, this receipt will be essential for resolving the problem with Cash App Support.

5. Check Your App
   The funds should appear in your Cash App balance within a few minutes. You’ll typically receive a notification from Cash App confirming the deposit. Once the money is there, it’s ready to be spent with your Cash App Card.

Retailer Deposit Comparison

Knowing how to make a paper money deposit is only half the battle. The other half is knowing where to load your Cash App Card. Dozens of major retail chains have partnered with Cash App to offer this service. However, fees and availability can vary slightly from one place to another.

To help you make the best choice, we’ve created a detailed comparison of the most popular and reliable locations for making a Cash App paper money deposit. The standard fee at most locations is $1, but it’s important to note that this can change and is always confirmed in the app before you complete the transaction.

Spotlight on 7-Eleven

The 711 Cash App deposit is one of the most searched-for and popular methods for a reason. 7-Eleven has become a favorite choice due to its sheer convenience. With thousands of locations across the country, many of which are open 24 hours a day, 7 days a week, it’s an incredibly reliable option.

The process at 7-Eleven follows the exact steps outlined earlier. The typical fee is just $1, which is among the lowest available. Regarding 711 Cash App deposit hours and availability, while most locations are indeed 24/7, it’s always a smart practice to confirm on the in-app map before you go. Some franchise locations or stores in specific areas (like inside malls) may have limited hours for financial services. However, for the vast majority of standalone 7-Eleven stores, you can confidently add cash to your account day or night.

The ATM Question

A common question we see is, “How do you add money to a Cash App card at an ATM?” It’s a logical question, as ATMs are synonymous with cash and banking. However, the answer is direct and simple.

No, you cannot deposit paper money onto your Cash App Card at an ATM.

Here’s the important distinction: You can use your Cash App Card at an ATM to withdraw cash from your Cash App balance, but you cannot use an ATM to deposit cash into it.

ATM deposit functionality is a service that is directly integrated between a traditional bank and its own accounts. When you deposit cash at a Chase ATM, for example, that machine is connected to Chase’s internal banking network. Third-party payment apps like Cash App are not part of this closed-loop system. Therefore, ATMs are not equipped to accept cash on behalf of Cash App. To turn physical cash into a Cash App balance, you must use the in-store paper money deposit method at a participating retailer.

Limits, Fees, and Timelines

To manage your funds effectively, it’s crucial to understand the rules that govern deposits. Cash App has specific limits, fees, and processing times that you need to be aware of. Knowing these details will prevent surprises and help you plan larger deposits.

Cash App Deposit Limits

Cash App has set limits for paper money deposits to ensure security and comply with financial regulations. These limits are applied on a rolling basis.

• Minimum Deposit: The smallest amount you can deposit in a single transaction is typically $5.
• Per-Transaction Limit: You can deposit up to $500 in a single paper money transaction.
• Rolling 7-Day Limit: You can deposit a maximum of $1,000 within any 7-day period.
• Rolling 30-Day Limit: You can deposit a maximum of $4,000 within any 30-day period.

It’s important to understand what “rolling” means. It does not reset on a specific day of the week or month. A rolling 7-day limit means that at any given moment, the system looks back at the last 168 hours (7 days) to check your deposit total. For example, if you deposit $1,000 on a Monday, you will not be able to deposit more until the following Monday.

Fees You Need to Know

The fees for adding money to Cash App are very straightforward and depend entirely on the method you choose.

• Digital Deposits: Adding money from a linked bank account or standard debit card is completely free. Cash App does not charge for this service.
• Paper Money Deposits: These in-store deposits always come with a fee. This fee is charged by the retail partner (like Walmart or 7-Eleven) to cover the cost of their service. The fee is typically $1 at most convenience stores and gas stations. Some retailers, like Walmart, may charge a higher fee, which is currently around $4. The exact fee will always be displayed in your app before you generate the barcode.

How Long Do Deposits Take?

Speed is one of Cash App’s biggest strengths, and this applies to deposits as well.

• Digital Deposits: Transfers from a linked bank account or debit card are instant. The money appears in your balance within seconds of you confirming the transaction.
• Paper Money Deposits: After the cashier completes the transaction, the funds should appear in your Cash App account within minutes. In most cases, you will receive a push notification on your phone before you even leave the store. If a deposit takes longer than 15-20 minutes, it may be time to start troubleshooting.

Troubleshooting Deposit Issues

While the process is usually seamless, things can occasionally go wrong. A failed or delayed Cash App paper money deposit can be stressful, but most issues are easy to solve. Here are some common problems and the clear, actionable steps you can take to resolve them.

Problem: The Cashier is Confused

Sometimes you’ll encounter a new or untrained cashier who isn’t familiar with the “Cash App deposit” terminology. They may say they don’t offer that service.

• Solution: Stay calm and try different phrasing. We’ve found that saying, “It’s a prepaid card reload” or “I need to load a digital card” often works. The underlying technology is similar to what they use for reloading gift cards or other prepaid debit cards, and this language can help them find the right option in their system. You can also show them the map in your app that lists their store as a participating location.

Problem: The Barcode Won’t Scan

The cashier is ready, but their scanner just won’t read the barcode on your phone. This is one of the more common Cash App paper money deposit issues.

• Solution:
  1. Increase Screen Brightness: The most common culprit is a dim screen. Turn your phone’s brightness all the way up.
  2. Clean Your Screen: A smudge, crack, or even a poorly applied screen protector can interfere with the scanner. Give your screen a quick wipe.
  3. Generate a New Barcode: If it still won’t scan, your barcode may have timed out. Go back one screen in the app and tap “Show Barcode” again to generate a fresh one. This solves the problem most of the time.

Problem: Deposit Made, Funds Absent

This is the most concerning issue. You’ve paid the cashier, you have your receipt, but the money is not showing up in your Cash App balance.

• Solution:
  1. Wait 15 Minutes: Don’t panic. Sometimes there’s a small network delay between the retailer and Cash App. Wait a few minutes and refresh your app.
  2. Check Your Receipt: Look at the receipt the cashier gave you. Does it show a completed and successful transaction? Make sure the amount is correct. Do not lose this receipt.
  3. Contact Support: If the funds still haven’t appeared after an hour, it’s time to contact support. Open Cash App, go to your Profile, select “Support,” and initiate a chat. Be prepared to provide the details from your receipt, including the transaction ID, date, time, and store location. The receipt is your proof, and it’s essential for helping them track down your funds.

Problem: Reached Your Deposit Limits

The app won’t generate a barcode and instead gives you a message saying you have reached your Cash App deposit limits.

• Solution: This isn’t an error; it’s the app enforcing the rolling limits we discussed earlier. You have deposited the maximum amount allowed in the 7-day or 30-day window. Unfortunately, there is no way to bypass this. The only solution is to wait. The app will allow you to make another deposit as soon as your rolling total drops below the limit. You can use this as an opportunity to plan larger deposits in advance to avoid hitting the ceiling unexpectedly.

The Best Way to Add Money

You now have a complete understanding of how to put money on a cash app card. The method you choose simply depends on the type of money you have.

To recap, you have two excellent options. For instant, free, and easy funding from your bank account, the digital transfer using the “Add Cash” button is unbeatable. It’s the primary method for most users.

For turning the physical cash in your wallet into a spendable digital balance, the in-store paper money deposit is a reliable and essential tool. While it comes with a small fee, its convenience and wide availability make it invaluable.

You are now fully equipped to fund your Cash App account in any situation, ensuring your money is always where you need it, when you need it.